ISO Portfolio Purchase and Residual-Based Lending Directory
This directory features leading financial institutions and specialized firms that serve ISOs, independent agents, and merchant service providers through portfolio acquisitions and targeted lending programs. Whether you’re an ISO looking to sell your credit card processing portfolio, an independent agent seeking working capital based on your residual streams, or a merchant service provider exploring exit strategies, this directory connects you with established industry players who understand the unique dynamics of the payments business. From portfolio buyers who acquire merchant account residuals and processing relationships to specialized lenders offering flexible credit facilities secured by recurring residual income, you’ll find detailed profiles of companies that exclusively serve the merchant services ecosystem. Each listing includes key company information, transaction expertise, lending programs, and contact details to help you identify the right financial partners for portfolio monetization or growth capital needs.

Cutter Financial: Portfolio Buyouts & Residual Acquisitions
Cutter, LLC specializes in purchasing credit card processing portfolios from ISOs, agents, ISVs, and SaaS companies. Based in Tennessee, they offer rapid funding, quick closures, and superior valuations for merchants with recurring residuals, positioning themselves as trusted partners in the payments industry.

Velocity Funding Portfolio Purchase – Premium Multiples & Fast Cash
Velocity Funding delivers competitive portfolio acquisitions and residual lending solutions for ISOs and merchant services professionals. We offer premium multiples up to 36x monthly residuals, flexible lending rates from 8.5%, and 15-day closings. Our confidential process maximizes your portfolio value while providing immediate capital access.

TouchSuite Portfolio Purchase – Premium Capital Access
TouchSuite delivers competitive portfolio valuations and flexible residual lending solutions for ISOs and merchant services professionals. Access premium multiples up to 36x monthly residuals with 48-hour valuations. Secure capital through residual-backed lending at market-leading rates. Confidential transactions, proven execution, $500K minimum portfolios.

Boca Capital Portfolio Purchase & Residual Lending
Boca Capital Partners offers premium portfolio acquisition and residual-based lending for ISOs and agents. Access competitive purchase multiples up to 24x monthly residuals or flexible credit facilities up to $5M. Quick approvals, minimal paperwork, industry expertise since 2018. Convert residuals to capital fast.




